Regina Bedoya
Financial Coach
RB Financial Advisors
13700 US Highway One· Juno Beach FL 33408
(561) 691-6800
Website:www.rbfa.net
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Up Front, Quick Hits, and Snap Shots
49%: Percentage of American workers who are "somewhat" or "very" confident in having enough money to live comfortably throughout retirement.
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A Calculated Look at Retirement
Only 42% of workers have completed a retirement-needs calculation, but those who have are more likely to be confident about accumulating the savings they will need than are those who haven’t projected their needs.
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Tracking the Rise of Target-Date Funds
Target-date funds (also called lifecycle funds) have become increasingly popular in recent years, especially in employer-sponsored retirement plans.
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GDP: Measuring the Economy
If you’ve been listening to the news over the past few years, you’ve probably heard a lot about gross domestic product (GDP) in relation to the Great Recession and the economic recovery. When GDP falls for an extended period, it may signal the beginning of tough economic times. Conversely, a rising GDP may indicate an improving economy and the potential for better times.
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The information contained in this newsletter is not intended as tax or legal advice, and it may not be relied on for the purpose of
avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor.
The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed
constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Emerald.
Copyright 2012 Emerald Connect, Inc.

Securities offered through Questar Capital Corporation (QCC), Member FINRA/SIPC.
Advisory Services offered through Questar Asset Management (QAM) A Registered Investment Advisor.
RB Financial Advisors is independent of QCC and QAM.